Effective Strategies to Generate High-Quality Insurance Leads

There are more than a million insurance agents in North America alone. How will you stand out? 

Quality leads are the best way for agents to continuously convert. Today, we’re taking a closer look at how to generate insurance leads, the different types, and what to watch out for as you grow your business and strengthen your reputation.

This guide covers the following:

Discover how insurance agents can improve company lead-generation efforts by purchasing leads. Familiarize yourself with insurance lead generation types and find the best platforms offering insurance leads for businesses.

What are Insurance Leads?

what are insurance leads

Insurance leads are prospects who are ultimately looking to buy insurance. They may know what type of policy they need or be close to deciding to purchase. These people are known as warm leads.

Cold leads are people who are still in the exploratory research phase. They’re more likely to be seeking out information concerning their options.

Be advised that generating leads is different from exploring demand. If you’re ready for more insurance leads, you already know how to meet expectations.

Why do insurance agents have to buy leads?

Insurance agents have to convert to make money. Buying leads is an efficient way to increase conversion rates.

Types of Insurance Lead Generation

types of insurance lead generation

Targeted lead generation involves narrowing down insurance leads to the most relevant prospects. This is key in the insurance industry. After all, someone who needs social insurance is unlikely to want commercial insurance at the same time. 

Commercial Insurance Lead Generation

Business owners and managers comprise most commercial insurance leads. They show interest in policies that protect their businesses from liability claims.

Home Insurance Lead Generation

Homeowners and renters become leads when they seek products that compensate them for burglaries and other property damage and losses.

Social Insurance Leads

Unexpected illness and unemployment create social insurance leads. These individuals need social insurance as a safety net for economic risks.

Health Insurance Leads

Employers who want to increase quality employee retention and satisfaction rates are health insurance leads. They’re looking for policies that cover their staff’s medical expenses, procedures, and more.

Life Insurance Lead Generation

Life insurance leads are looking for the best policies to pay for their final expenses and compensate loved ones. It’s crucial that agents acquire accurate information for these leads.

7 Tips on Generating Insurance Leads

7 tips on generating insurance leads

Every industry uses diferent techniques for lead generation. There’s some overlap, but for example, lead generation for attorneys and tech company leads will require different processes and strategies.

Here are seven useful tips for generating insurance leads.

1. Ask for Referrals

Use current customers to create more. Loyal programs and rewards for referrals to family and friends bring in some of the best-quality leads.

2. Be Active in Your Community

Being an identifiable presence in your areas lets you partner up with other people in your profession. It also introduces you to people who need your help, such as business owners or homeowners.

3. Buy Third-Party Insurance Leads

The fastest way to generate leads online. Today’s tools have the analytic capabilities to keep your email lists full of verified, promising leads.

4. Conduct Your Own Marketing and Lead Generation

Digital marketing and purchasing ads can effortlessly solicit more leads in your location. It’s more cost-effective than outdoor advertising like billboards, and if done well, can yield better results.

5. Use a Lead Magnet

Draw leads in with special offers and authority content such as:

  • Bundle deals
  • Whitepapers
  • Free consultations
  • Newsletters
  • eBooks
  • Limited-time discounts 

6. Leverage Email Marketing

Build relationships with leads by sharing resonant and timely messages. Dedicate time to crafting enticing subject lines and CTAs.

7. Host Webinars

Offer a webinar that answers questions and gives valuable information about your offerings. Attendees will share their contact info to sign up, converting themselves into a solid lead for future offers.

Best Platforms to Get Insurance Leads

best platforms to get insurance leads

Read to increase your number of marketing qualified leads? Here are a few providers that help take the trial and error out of generating leads.

1. BookYourData

Bookyourdata

Bookyourdata’s main advantages include a database with over 250 million business contacts and 97% accuracy in providing active, verified leads. Here’s what else you need to know:

  • Works in more than 200 countries
  • Advanced filters and customization options
  • Pay-as-you-go pricing
  • Dedicated customer support
  • User-friendly dashboard

This platform’s expanded database offers access to 250M+ business contacts, attorneys, real estate agents, and healthcare professionals.

Features & Functionality

Bookyourdata offers global data coverage and can identify verified leads in over 200 countries. It provides advanced search filters and numerous lead list customization options to target specific industries.

Accuracy & Quality

This lead provider guarantees 97% accuracy and real-time email verification for clients who aim to reach the right prospects. It filters over 60K technology data points to provide qualified leads with high conversion chances.

Pricing & Conditions

Insurance companies looking to purchase leads in bulk will benefit from the discounts this platform offers. Bookyourdata is also known for its convenient pay-as-you-go pricing, which lets companies take complete control of their budget allowances. It provides ten free leads and charges $99/per month for 250 credits.

Client Experience & Testimonials

This platform offers dedicated customer support for insurance companies who need assistance during purchasing. Bookyourdata's clients consider its dashboard easy to navigate and appreciate its high-quality data.

Why should you purchase insurance leads from Bookyourdata?

Bookyourdata is a user-friendly platform that guarantees accurate and data-rich imports in customizable lead lists.

Reach prospects who are ready to buy

2. Ringy

Ringy

Ringy is a CRM-integrated platform that’s great for growing along with your business, plus:

  • Outsourcing and communication tracking capability
  • Advanced customer segmentation tools
  • Free trials available
  • Easy to use automation features

Features & Functionality

Ringy offers clients more sales opportunities thanks to its outsourcing capabilities and communication tracking features. Their automated lead-generation process helps insurance agents identify where each lead stands in the sales pipeline.

Accuracy & Quality

Their advanced customer segmentation tools and seamless AI integration make the lead-generation process more manageable for insurance companies. They allow insurance agents to find the most accurate contact information about prospects and identify them as qualified leads.

Pricing & Conditions

Ringy offers a free trial to allow businesses to try their services before committing to them fully. If they are satisfied with it, clients must pay $109/per month to get all the features this platform offers.

Client Experience & Testimonials

Ringy offers e-mail support on its website to make it easier for potential customers to reach them. Client reviews reveal this CRM’s ease of use. However, some complain about spending too much time finding targeted leads on this platform.

Why should you purchase insurance leads from Ringy?

Ringy eases the insurance lead generation process with its automated features and tools.

3. EngageBay

EngageBay

EngageBay brings the benefits of task management and results evaluation to lead generation. It’s also known for:

  • Multi-channel leads
  • Free plan or pay per month
  • Predictive scoring tools
  • 24/7 customer support

Features & Functionality

Insurance companies can use EngageBay’s contact and task management tools to improve their lead-generation process. The platform also offers email tracking, analytics, and predictive scoring tools.

Accuracy & Quality

EngageBay’s email tracker can help insurance companies accurately evaluate the success of their email marketing campaigns. It also allows clients to pursue quality insurance leads from various channels.

Pricing & Conditions

This platform offers many features, even with the free pricing plan. However, insurance agencies can pay $55.24 per month to access over 5,000 contacts.

Client Experience & Testimonials

Their customer support is available for client service 24/7, and their interface is easy to use, which makes EngageBay an ideal option. Customers report satisfaction with the platform’s customization options but suggest improving the setup of email sequences.

Why should you purchase insurance leads from EngageBay?

If you want an easy-to-use, feature-rich platform for buying insurance leads, you can’t go wrong with EngageBay!

4. Freshsales

Freshsales

Freshsales is AI-powered software comparable to EngageBay, with these attractive features at the forefront:

  • Beginner-friendly interface
  • Free trial
  • Many automated features
  • Customized workflow

Features & Functionality

This AI-powered software obtains ready-to-buy leads and organizes customer data well. It automates repetitive tasks to simplify the sales process for insurance agents and provides them with a customized workflow for faster target reach.

Accuracy & Quality

The automated features of Freshsales help companies analyze data to ensure accuracy and focus the sales cycle on qualified leads.

Pricing & Conditions

The free trial lets insurance agencies acquire leads with Freshsales immediately. Their pricing plans start at $9 per month for startups and $59 per month for growing businesses.

Client Experience & Testimonials

In addition to the easy-to-reach website help, this platform offers an accessible CRM that anyone can learn how to use quickly. However, some customers claim that specific documentation Freshsales provides needs to be updated.

Why should you purchase insurance leads from Freshsales?

Enjoy this feature-dense software's benefits, like easy customer account access.

5. Keap

Keap

Keap drills down on lead generation for small businesses with the following contributions:

  • Automated lead follow-up
  • Customer info organization
  • Helpful alerts to areas that need attention
  • Free trial available

Features & Functionality

Keap helps insurance agents and brokers segment lead lists more efficiently and rely on automatic lead follow-up to increase sales. This CRM for insurance also provides many tools for effective and personalized outreach for sales efforts optimization.

Accuracy & Quality

This software accurately alerts insurance agents on areas they should focus on during their sales process. With proper customer information organization, it also lets them qualify prospects automatically.

Pricing & Conditions

Keap’s free trial is an excellent opportunity for insurance companies to determine if this software is the right choice for them. Accessing 5,000 contacts from this platform costs $249 per month. However, there are also pricing plans for $329 per month for 2,500 contacts and $499 per month for 5,000 contacts.

Client Experience & Testimonials

Their online chat and email support are always available for client inquiries and questions. Existing clients admire Keap’s automation and customization features but believe the pricing plans could be more cost-effective.

Why should you purchase insurance leads from Keap?

This platform eases the lead nurturing process and increases insurance sales conversions.

Best Insurance Lead Prospecting Tips

best insurance lead prospecting tips

Ready to build a more robust sales funnel? Here are your industry-specific tips for increasing leads.

Know Your Audience

Where do your leads work? How old are they? What are their values. Step one is finding out. Targeting a specific audience means you know what their problems are - and how to present your product as a solution.

Create a Value-Packed Website

Contact info and your personal background isn’t enough to position yourself as an authority. Offer visitors value without asking for a dime. 

Create blogs and articles that answer their most frequently asked questions. Demonstrate your expertise by diving into the latest topics trending in the industry.

Optimize for Search

Leverage digital marketing techniques and appear higher in search results.This way, that valuable content you’re adding to the website gets a boost in visibility.

Make Videos

Posting your high-value blogs and whitepapers won’t work on social media. Create engaging videos of interview clips, insurance advice, and niche information that might surprise viewers.

Offer Interactive Tools

Don’t forget lead capture forms. These prompt visitors to supply their contact information in exchange for a free product on the spot, whether it be a research paper, quiz, or consultation.

Get Listed on Local Directories

Create a Google My Business page and keep it up to date. Use local keywords to make sure people near you know you’re available.

Things to Consider Before Buying Leads for Insurance

things to consider before buying leads for insurance

Before you buy an email list or any collection of leads, read this. Some less-reputable websites can come with these challenges.

False Information

Always read reviews and conduct online research before buying leads from a website. Some may be misrepresenting their offerings and what users can reasonably expect.

Lack of Contact Information

If an insurance lead provider doesn’t have reliable contact information or customer support, you have little recourse. Confirm that you can get in touch with them first.

No Guarantee of Quality

Find out where they source leads and if they use inbound or outbound methods. This helps you understand if they’re going for numbers or if they actually supply quality leads.

Outdated Information

You don’t want a list of leads that other agents already converted last year. Verify that collections are kept up-to-date.

Fake Contact Information

Not every site’s research methods and data are accurate. Look for information on the website that indicates the leads are verified, active, and relevant to your aims.

Generating Insurance Leads: Tips & Takeaways

Keeping the pipeline full of prospects requires continuous attention. For insurance agents, the following pieces of advice can help save time and increase revenue:

  • Quality leads will always align with the target market for the type of insurance you sell
  • Credible list providers and tools like email scrapers can streamline lead generation efforts
  • Always make offers that require little more effort or commitment than an email address, like webinars and consultations
  • Be of service to every lead by creating content that answers questions they probably have about insurance
  • Prioritize in-person networking as well as local search optimization to generate more leads in your community
  • Investigate platforms for quality and customer service before buying leads

Frequently Asked Questions

How much does it cost to buy insurance leads?

You can expect tyo spend $20-$50 buying insurance leads, but this will vary depending on the website and their pricing model.

Do insurance companies buy leads?

Some companies give their agents lists of leads. Agents often exhaust this resource and buy leads on their own to keep more fresh business moving through the funnel.

Is it a good idea to buy leads?

It’s always good to have leads coming in from a range of sources. One of the best time-saving sources is a credible site offering ready-made lead lists. As long as the information is accurate, it’s a good idea.

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